At Coxwell & Associates, we get plenty of calls from clients after an accident. Most times, our clients don’t know what to do. To help our clients and potential clients, we have put together some ideas just in case you happen to be involved in an accident. Obviously it is hard to think clearly after a car accident so it is important to know before you get into an accident what to do first and what questions may need answered. This checklist will help you know what to do after a car accident. It is best to review it now and then print it out and keep a copy with you in your car.
Determine the Extent of Damage or Injuries
Try to stay calm. Panic can make others panic and the situation worse. There needs to be a calm person to determine the extent of damage and to determine if there are any injuries that need immediate medical attention
File a Car Accident Report with the Police
Even in a minor accident it is important to make sure there is a legal accident report. Do not leave the scene until the police file a full report.
Discuss the Car Accident Only with the Police
With everyone all shook up it can be hard not to talk about what just happened, but that can also lead to you not thinking clearly and accurately about what happened. It is important to limit your discussion of the accident and not to admit any fault or liability. You should talk about the accident with the police and your insurance agent only.
Get the Facts
This is the part most people know to do, but often forget to after the accident for one reason or another. It is important to get names, address, and phone numbers of everyone involved in the accident. A description of the car and license plate number can also be helpful, but make sure you also get their insurance company and the vehicle identification number of their car. Don’t just assume the license plate number will do because most insurance companies only record the type of car and the vehicle identification number, not the license plate number.
Call you Insurance Agent…right after speaking with your attorney!
Call your agent or insurance company’s 800-number immediately, even at the scene with the police if possible. Sometimes the police officer can give your insurance company more accurate information rather than information you may not be recording properly because you are upset by the accident. This can save you a lot of time later waiting for your claim to be processed. You should also contact the other driver’s insurance company as well, especially if that driver is at fault.
Be careful what you say to your insurance company. Be honest and truthful with them at all times but remember, the insurance company is not your attorney and has no duty to keep your conversations private. Also keep in mind that your insurance company may not have your best interests at heart. Depending on the situation, you may want to consider calling Coxwell & Associates first.
If you, your loved one or friend ever get involved in an accident and need an attorney, do not hesitate to contact one of the attorneys at Coxwell & Associates.
You can contact us by using the form below or by dialing toll free 24 hrs/day (866) 879-3040
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